Менеджер – это такой специалист, который профессионально занимается управленческой деятельностью в конкретной области функционирования организации. Но быть менеджером – это разделять ответственность за успешность организации в целом. Менеджеры представляют собой основной ресурс любой организации.

Менеджер

Key Performance Indicators &bull; Total insurance premiums reached 4,122 billion soums, an increase of 50% compared to 2,758 billion soums in 2024. The company&#39;s market share reached 32%, the highest in the market. &bull; Insurance Claims. Over the year, the volume of claims increased by 25.2% to 868.5 billion soums. The company settled 98.4% of all incoming claims&mdash;19% higher than last year and one of the highest results in the market. &bull; Net profit reached 299 billion soums. The growth was driven by the expansion of the insurance portfolio, controlled level of insurance payments, and high investment income. &bull; Equity increased by 46% to 1,136 billion soums (777.6 billion soums in 2024). APEX INSURANCE remains the largest insurance company by authorized capital. As of the end of 2025, it amounted to 900 billion soums, corresponding to 23% of the total authorized capital of all insurance companies in the country. &bull; Assets increased by 43% to 3,666 billion soums (2,573 billion soums in 2024). Total investments, including funds in bank accounts, amounted to 2,001 billion soums, an increase of 109% compared to the previous year. &bull; The number of active policies at the end of the year reached 1.5 million, and the total insurance coverage under them amounted to 878 trillion soums. Current performance continues the trend established in 2023, when the company&#39;s insurance premium volume exceeded 1 trillion soums for the first time. Over the following two years, this figure quadrupled, reflecting business expansion and robust demand from the corporate and retail segments. High Financial Strength Ratings APEX INSURANCE&#39;s financial stability and strong capitalization are confirmed by ratings from leading national and international rating agencies: &bull; &quot;uzA++&quot; with a stable outlook from Ahbor-Rating; &bull; &quot;(uz)AAA&quot; with a stable outlook from SNS Ratings; &bull; &quot;BB&quot; with a stable outlook from S&amp;P Global Ratings. In the official rating of insurance organizations published by the insurance market regulator, APEX INSURANCE has held the first position with the highest rating&mdash;AAA&mdash;since May 2025. A New Stage of Development The company&#39;s move to a new office&mdash;APEX TOWER in Tashkent&mdash;has symbolized this new era of development. This is a significant step forward from the company&#39;s first office, where the brand&#39;s history began in 2018. The company plays an active role in developing the professional agenda of the insurance market. In May 2025, the FAIR Energy Insurance and Risk Management Forum was held in Tashkent, where APEX INSURANCE served as the organizer and key sponsor. The forum brought together over 100 delegates from 20 countries and became a platform for integrating the national insurance market into the global reinsurance system. Responsible Business and Contribution to Social Projects Sustainable financial growth allows APEX INSURANCE to expand its contribution to social development and support significant initiatives in sports, culture, and education. In 2025, the company focused on three key areas: &bull; Sports: support for national judo, football, and triathlon federations, as well as a partnership with the Samarkand Marathon international race series.&nbsp; &bull; Culture: The company supported the first Biennale of Contemporary Art &quot;Recipes for Broken Hearts&quot; in Bukhara, organized by the Foundation for the Development of Culture and Arts of Uzbekistan. &bull; Innovation and Education: Collaboration with the international STSI foundation on projects to improve the quality of education. In 2025, APEX INSURANCE served as the general sponsor of the Science and Innovation Awards and supported the Hayot Maktabi youth initiative. Responsible Business and Contribution to Social Projects Sustainable financial growth allowed APEX INSURANCE not only to strengthen its market position but also to expand its involvement in social and community-based projects. In 2025, the company partnered and sponsored a number of significant projects in the following areas: &bull; Sports: APEX INSURANCE supported the national judo, football, and triathlon federations, and also partnered with the international Samarkand Marathon race series.&nbsp; &bull; Culture: The company partnered with the first Bukhara Biennale of Contemporary Art, &quot;Recipes for Broken Hearts,&quot; organized by the Foundation for the Development of Culture and Arts of Uzbekistan. &bull; Education: APEX INSURANCE partnered with STSI International Foundation projects aimed at improving the quality of education, supported the Hayot Maktabi educational initiative, and served as the general sponsor of the Science and Innovation Awards. These results reflect APEX INSURANCE&#39;s sustainable development, strengthening its market position, and the company&#39;s consistent efforts to earn customer trust, improve its insurance products, and increase customer satisfaction. Telefon:&nbsp;1188, (+998) 71&minus;203&minus;08&minus;08. Web-site:&nbsp;<a href="http://aic.uz" style='margin: 0px; padding: 0px; box-sizing: border-box; font-family: "Noto Sans", sans-serif; color: rgb(0, 123, 255); text-decoration: none; user-select: auto;' fr-original-style="">aic.uz</a> Instagram:&nbsp;<a href="https://www.instagram.com/apexinsurance.uz/" style='margin: 0px; padding: 0px; box-sizing: border-box; font-family: "Noto Sans", sans-serif; color: rgb(0, 123, 255); text-decoration: none; user-select: auto;' fr-original-style="">@apexinsurance.uz</a> Telegram:&nbsp;<a href="http://t.me/apexinsurancee" style='margin: 0px; padding: 0px; box-sizing: border-box; font-family: "Noto Sans", sans-serif; color: rgb(0, 123, 255); text-decoration: none; user-select: auto;' fr-original-style="">t.me/apexinsurancee</a> LinkedIN:&nbsp;<a href="http://linkedin.com/company/apexinsurance" style='margin: 0px; padding: 0px; box-sizing: border-box; font-family: "Noto Sans", sans-serif; color: rgb(0, 123, 255); text-decoration: none; user-select: auto;' fr-original-style="">linkedin.com/company/apexinsurance</a>Powered by <a href="https://www.froala.com/wysiwyg-editor?pb=1" title="Froala Editor">Froala Editor</a>

2025 was a significant milestone for APEX INSURANCE. The company demonstrated strong financial results, implemented a sustainable growth strategy, and strengthened its position as a leader in the Uzbek insurance market.

APEX INSURANCE: Growth and Strengthening Leadership in the Uzbek Insurance Market

Analysts say the alliance aims to strengthen its position in the strategically important region, which hosts key maritime routes and vast natural resources. The exercises focus on operating in extreme conditions and ensuring infrastructure resilience in the event of a crisis. Moscow has sharply criticized NATO&rsquo;s actions, blaming the West for the militarization of the Arctic. Russian officials warn of potential maritime blockade scenarios and signal readiness to respond with both &ldquo;symmetric and asymmetric&rdquo; measures. The situation is further complicated by the near-complete breakdown of cooperation between Russia and Western countries in the region. At the same time, China&rsquo;s growing role adds another layer of geopolitical competition, making the Arctic increasingly unpredictable. Experts note that despite NATO&rsquo;s increased activity, the alliance still lacks sufficient resources for a full-scale presence in the Arctic, adding uncertainty to the balance of power.Powered by <a href="https://www.froala.com/wysiwyg-editor?pb=1" title="Froala Editor">Froala Editor</a>

The Arctic, long considered a low-tension zone, is rapidly turning into a new arena of geopolitical rivalry between Russia and Western countries. Against this backdrop, NATO is increasing its presence in Northern Europe and conducting large-scale exercises that include both military and civilian scenarios.

Battle for the Arctic: Region Steps Out of the Shadows

If delivered, this would be the first Russian energy shipment to Cuba in three months, since the US imposed an energy blockade on the island. Previously, Venezuela was the main oil supplier, but shipments ceased after a government change in early January, compounded by US threats to impose higher tariffs on countries exporting energy to Cuba. The blockade, the longest in at least 12 years, has triggered a severe energy crisis. Experts estimate that Cuba needs around 100,000 barrels of oil per day for normal operations, while domestic production covers only 40% of demand. Amid shortages, the country is drawing down reserves and limited internal resources, causing fuel and electricity disruptions. Amid the crisis, Havana has initiated talks with the US. Sources indicate that Washington aims to remove President Miguel Diaz-Canel and push for economic reforms and political changes on the island.Powered by <a href="https://www.froala.com/wysiwyg-editor?pb=1" title="Froala Editor">Froala Editor</a>

In the coming weeks, Cuba may receive oil and gas shipments from Russia. According to TankerTrackers, the tanker Sea Horse, flying the Hong Kong flag, is expected to deliver around 27,000 tons of gas on March 23, while the Russian vessel Anatoliy Kolodkin is set to arrive on April 4 with over 700,000 barrels of oil.

Russia Prepares to Deliver Oil and Gas to Cuba for the First Time in Three Months

Gabbard noted that the intelligence community anticipated potential issues in the Strait of Hormuz, a crucial maritime trade route. She declined to classify Iran as an immediate threat, saying that determination rests with President Donald Trump. The hearing included leaders of the CIA, FBI, NSA, and Defense Intelligence Agency. Discussions focused on the consequences of the strikes, the situation in the Strait of Hormuz, and potential risks for the US and its allies. Lawmakers from both parties have questioned the rationale for military action against Iran, citing concerns over nuclear weapons development and threats to the security of the US and Israel.Powered by <a href="https://www.froala.com/wysiwyg-editor?pb=1" title="Froala Editor">Froala Editor</a>

US Director of National Intelligence Tulsi Gabbard told Congress that the Iranian regime has been significantly weakened by strikes on its leadership and military capabilities, but it has not been fully defeated. The briefing came a day after the resignation of Joe Kent, Director of the National Counterterrorism Center, who had publicly stated that Iran did not pose an imminent threat to the US.

US Spy Chief: Iran Regime Under Pressure

At the initiative of the head of state, the complex was rebuilt in accordance with the high spiritual authority and great scientific legacy of the outstanding hadith collector, who occupies a special place in the Islamic world. All necessary amenities have been created for pilgrims. In particular, a tourist center has been established at the complex. Modern infrastructure, comfortable hotels, and service facilities have been built on the adjacent 15-hectare property. Specifically, one four-star hotel, two three-star hotels, 22 family guesthouses with 176 beds, and a parking lot have been constructed. These facilities are fully equipped with communications networks, and landscaping has been completed. As a result, while the Imam Bukhari complex previously received 12,000 pilgrims per day, its capacity now allows it to serve 65,000 pilgrims per day. The memorial complex has become the jewel of Samarkand and New Uzbekistan. Its area covers 45 hectares. A huge mosque designed to accommodate 10,000 people, an administrative building, and a majestic iwan in the national style with 154 columns have been built within the complex. Using the most advanced information technology, a unique, innovative museum consisting of nine pavilions has been constructed. It presents the life and scholarly legacy of Imam Bukhari, recognized in the Islamic world as the &quot;Sultan of the Muhaddith,&quot; and his contribution to the development of Islamic education. The museum also explores the stories of the 25 prophets mentioned in the Holy Quran, the genealogy of the Prophet Muhammad, information about his life in Mecca and Medina, and the process of collecting and writing the hadith. Fourteen blue domes and four 75-meter minarets give the shrine a majestic appearance. The head of our state inspected the facilities created at the tourist center and mosque. As is well known, 1,500 years of Islamic history and Islamic scholarship are inconceivable without the names of great scholars and religious figures who grew up and achieved scholarly heights in our land. The Center for Islamic Civilization, which officially opened recently, further confirms this truth. When discussing the science of hadith in the Islamic world, our region is undoubtedly among the first to be mentioned. This is because such great hadith scholars as Imam Bukhari and Imam al-Tirmidhi were born in this land. In particular, Imam Bukhari&#39;s book, Sahih Bukhari, is one of the six most authoritative books of hadith recognized worldwide. The scholar, who studied the science of hadith from the age of ten, wrote more than 20 works. They continue to serve the Islamic Ummah to this day. Every time the President visited Samarkand, he inspected the complex&#39;s construction, emphasizing that this site should become not only a center of pilgrimage but also a space for knowledge, education, and spiritual guidance. Imam Bukhari&#39;s great research, knowledge, and perfect moral qualities should serve as a noble example for pilgrims, especially young people. &quot;This unique structure clearly demonstrates the enormous potential of the New Uzbekistan. I believe this holy site will become a blessed place, spreading goodness and enlightenment to our people and all Muslims around the world. I am convinced that the youth who visit this holy site and are charged by its spiritual atmosphere will understand the true essence of the Islamic religion and will not stray from the right path,&quot; said our President. It was emphasized that it is precisely for this reason that spiritual and educational work must be extensively implemented at the Imam Bukhari Complex, transforming it into a true school of education, and strengthening professional development programs for imam-khatibs and mahalla activists. Considering the completion of all work, it was proposed that tomorrow&#39;s Ramadan Hayit prayer be held in the complex&#39;s new mosque, which will delight all Muslims in the country and will be a worthy holiday gift for all our people. This concluded the head of state&#39;s visit to the Samarkand region.Powered by <a href="https://www.froala.com/wysiwyg-editor?pb=1" title="Froala Editor">Froala Editor</a>

President Shavkat Mirziyoyev inspected the completed construction work and the facilities created at the Imam Bukhari Complex.

The Imam Bukhari Memorial Complex – the Pearl of New Uzbekistan

At the very center of the complex is the mausoleum of our great ancestor. The head of state visited the mausoleum. Surahs from the Quran and duas were recited. &quot;On the eve of the holy holiday of Ramadan Hayit, we once again pay tribute to the profound memory of our great compatriot, the Sultan of Muhaddith, Imam Bukhari. Bukhari is an outstanding figure who earned recognition throughout the Islamic world for his collection of hadith, the most authoritative source after the Holy Quran. We have every right to be proud that our sacred land gave the world such a renowned scholar.&quot; &quot;Thanks to the dedicated work of our people, our dreams and aspirations have come true today. We have succeeded in constructing this unique pilgrimage complex to a standard befitting the internationally recognized stature of Imam Bukhari. I congratulate us all on this historic event,&quot; said the head of state.Powered by <a href="https://www.froala.com/wysiwyg-editor?pb=1" title="Froala Editor">Froala Editor</a>

On March 19, President Shavkat Mirziyoyev visited the newly rebuilt Imam Bukhari complex in the Payarik district of the Samarkand region.

Tribute paid to the blessed memory of Imam Bukhari

Quran verses and duas were recited. It was noted that on these bright holidays, remembering great ancestors and departed loved ones, and remembering their good deeds and legacy, is a noble act.Powered by <a href="https://www.froala.com/wysiwyg-editor?pb=1" title="Froala Editor">Froala Editor</a>

Были прочитаны суры из Корана и дуа. Отмечено, что в эти светлые праздничные дни поминание великих предков и ушедших близких, память об их добрых делах и наследии являются благородным деянием.Powered by <a href="https://www.froala.com/wysiwyg-editor?pb=1" title="Froala Editor">Froala Editor</a>

Глава нашего государства Шавкат Мирзиёев посетил мавзолей Первого Президента нашей страны Ислама Каримова в комплексе Хазрати Хизр города Самарканда.

Почтена память Первого Президента

Head of State Shavkat Mirziyoyev visited the mausoleum of the First President of our country, Islam Karimov, in the Hazrati Khizr complex in Samarkand.

The First President's Memory Honored

Qurʼon oyatlari tilovat etilib, duo oʻqildi. Bugungi ayyom kunlarida ulugʻ ajdodlarimiz va bu dunyodan oʻtgan yaqinlarimizni yod etish, ularning ezgu ishlarini eslash xayrli amallardan ekani taʼkidlandi.Powered by <a href="https://www.froala.com/wysiwyg-editor?pb=1" title="Froala Editor">Froala Editor</a>

Davlatimiz rahbari Shavkat Mirziyoyev Samarqand shahridagi Hazrati Hizr majmuasida boʻlib, mamlakatimizning Birinchi Prezidenti Islom Karimov maqbarasini ziyorat qildi.

Birinchi Prezident maqbarasi ziyorat qilindi

Қурʼoн oятлари тилoват этилиб, дуo ўқилди. Бугунги аййoм кунларида улуғ аждoдларимиз ва бу дунйoдан ўтган яқинларимизни йoд этиш, уларнинг эзгу ишларини эслаш хайрли амаллардан экани таʼкидланди.Пowеред бй <a href="https://www.froala.com/wysiwyg-editor?pb=1" title="Froala Editor">Фрoала Эдитoр</a>

Давлатимиз раҳбари Шавкат Мирзийoев Самарқанд шаҳридаги Ҳазрати Ҳизр мажмуасида бўлиб, мамлакатимизнинг Биринчи Президенти Ислoм Каримoв мақбарасини зийoрат қилди.